Reluctant to have that loan given that it appears complex?

Exclusive Offer


Item Information


  • You should be a Hong Kong resident
  • You truly must be at the very least 18 years old
  • You’ll want a month-to-month earnings of at minimum HKD5,000

How exactly to use

Current consumer

New consumer

Application Hotline

Document Upload

Basic steps for application for the loan via HSBC HK Mobile Banking software

Submit an application for one regarding the HSBC HK Cellphone Banking software and experience a cleaner, easier application for the loan procedure.

  1. Get on the latest variation regarding the mobile banking application
  2. Touch the menu club in the top left
  3. Choose ‘Personal Instalment Loan’ under ‘Products & Services’

Note: The display display display screen shows and also the images for the web site are for guide and illustration purposes just.

Loan resources and services

Publish supporting document for unsecured loans application

Which HSBC solution that is lending your right match?

Look for a suitable loan item to suit together with your certain requirements by responding to several easy questions.

Personal Loans Comparison

An evaluation of Tax Loan with Instalment Loan.

Smart tips about loans

Discover tips about how to borrow sensibly.

Related services and services and services and products

Private Instalment Loan Redraw

Redraw against your loan and never having to re-apply.

Revolving Credit Facility

Pay just interest in the credit you utilize in place of a set payment that is monthly.

Consolidating the money you owe

Clear the money you owe faster with the private Instalment Loan Balance Consolidation Program.

Money Instalment Arrange

Supplemental income and flexibility that is financial realise your own personal objectives. Convert your available credit restriction into immediate cash or move the balance that is outstanding other bank cards to your HSBC bank card account.

To borrow or perhaps not to borrow? Borrow as long as it is possible to repay!

Important info


  1. Only relevant to clients who effectively make an application for and drawdown the mortgage throughout the period that is promotional an approved loan number of HKD800,000 or above. Month-to-month flat price is 0.13% and Annualised portion Rate (APR) is 2.92% for the payment amount of one year. The APR is calculated utilizing technique specified in relevant tips given because of the Hong Kong Associations of Banks, and it is curved up or down seriously to the nearest two decimal places. An APR is really a guide price, which include all relevant rates of interest, costs and fees regarding the product, expressed as a rate that is annualised.
  2. To qualify for HKD100 money rebate you could try this out beneath the Online Exclusive provide for Personal Instalment Loan, an Eligible Customer must submit an individual Instalment application for the loan via HSBC site www. or HSBC private Web Banking while the loan of HKD100,000 or above should be authorized throughout the marketing Period. An Eligible Customer must submit supporting document(s) required by the Bank for a Loan application and the Loan of HKD100,000 or above must be approved during the Promotional Period to be eligible for HKD100 cash rebate under the Document Submission Offer.
  3. Applications need to be submitted through the Bank’s service hours (Monday to Friday: 9 am – 8 pm, Saturday: 9 am – 5 pm, Sunday and public vacations: 12 noon – 12 midnight, or branch’s that is individual hours) with all needed information (including without limitation a legitimate HSBC bank account quantity) and papers. The turnaround that is actual begins when all of the needed info is successfully input in to the Bank’s application assessment system plus the Bank might provide the moment application result and investment disbursement. Processing time can vary greatly in a few full instances with regards to the real circumstances of specific applications.
  4. Minimal redraw is HKD3,000 and a Personal must has been had by you Instalment Loan take into account at the least three months. The financial institution reserves the final right of permitting clients to redraw or perhaps not and it has discretion that is sole figure out the redrawn quantity and tenor.
  5. Take note us and will not process any application that was referred by a third party under beneficial arrangement that we do not appoint any third parties to refer Personal Instalment Loan applications to. For enquiry, please phone our hotline at (852)2233 3000.

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